Quick Tips For Saving Money!
Each year our entire church unites for a cause. I mean, we all rally around the cause of Jesus every day! But once a year we rally together financially too, so we can make a significant impact in our community. We believe powerful things will happen through our Liberty Offering just like it has each and every year!
This year we’re focusing on campus expansion. We’re launching two brand new campuses, and we know that every single seat represents a life that will potentially be impacted for Jesus. We don’t take that lightly, and we know you don’t either. Reaching people for Jesus is a very big deal. It’s actually what we are all about.
We’re also taking 10% of every dime that comes in and giving it to Mercy Ministries to see a home for girls built right here in Charlotte, NC. Please check out Mercy Ministries and find out all that’s happening with them. It’s an honor to be a part of building the 40-bed home here in our very own city! (Yes, there’s a lot of building going on with FHC in Charlotte this year!) Can you imagine the impact that this Liberty Offering will have? It’s crazy!
Our Liberty Offering is March 27, 2011, and it will be a church-wide event. Even the children at Freedom House are involved and have started saving up! They understand the importance of seeing lives changed, and they wouldn’t miss this for the world. I love how my kids have already started plotting out their money-saving ideas. Can’t wait to see what your kids come up with too!
With that said, I want to share some money saving tips with you. Some people may not have very much margin in their monthly budget. If that’s you, I want to share some ways you can create more margin and fully participate in this year’s Liberty Offering! All of us can contribute, no matter what our financial picture is or how old we are.
Here are a few quick tips for saving money:
1. Eat at home. Did you know that the food you eat at a restaurant is priced 3 times higher than food you eat at home? That can quickly add up. If yours is a family of 5 like mine, and you decide to eat at home instead of having Sunday dinner out, you can save approximately $300 per month or more (depending on where you eat).
2. Brown bag your lunch. An average lunch out at the office can cost between $6 and 15. If you brown bag it just 3 days a week, you could save as much as $180 per month.
3. Buy staples in bulk. Buy items you use a lot of in bulk, particularly items that don’t perish like trash bags, laundry detergent, diapers, etc. This will cut down on their cost per usage quite a bit .
4. Look for free stuff. Lots of restaurants and entertainment venues offer things for free on certain days. Find out what days your kids eat free at restaurants, what day is free at the museum and the like. It really adds up.
5. Look for coupons. A lot of stores accept coupons. Look through the paper and online to find big sales and buy-one-get-one-free items. Also use loyalty cards at participating stores, and take advantage of double- and triple-coupon days.
6. Free shipping. Most every time you buy something online, there’s a way to get it shipped free. A friend showed me how to find free shipping codes online. It’s simple! For example, if you want to order from Pottery Barn, just Google “free shipping Pottery Barn” and the free shipping codes pop up. Give it a try.
7. Rent movies. My family loves family night. If we don’t plan well, it can be expensive to have 5 people go for a night on the town. There are fun ways to have family night be spectacular without breaking the bank: Rent a movie and make your own popcorn; make s’mores over a fire in your backyard; make homemade pizzas together; play games or puzzles together. The list goes on. **Make sure you take the movies back on time!**
8. Drink water. Drinks at a restaurant can cost as much as $2.50 per person. Switch from sodas, tea and coffee and save a lot. For a family of 5, that can be a big savings! If you happen to be addicted to Starbucks (like my husband) that’s another great way to save money: Make your own coffee.
9. Break habits. Some habits can be very expensive; what better time to quit? Things like smoking or drinking wine and beer can be very expensive. There are better and cheaper ways to de-stress.
10. Use the library. Many of us buy lots of books. A great way to save money is simply to check them out from the library and then you have no fees at all. They also carry movies for your family to watch as well, free!
11. Slash the incidentals. Read carefully through your credit card statements. Be on the lookout for ongoing monthly fees and charges that you may have completely forgotten about. Cancel club memberships you don’t use and any magazine subscriptions you may not be reading.
12. Cancel the land line. Most people I know don’t even use their home phone! They haven’t cancelled it because… well, they’ve just always had it. You could save more than $30 per month by using your cell phone instead.